A Homeowner and Renter’s Biggest Insurance Decision for Personal Property There are two ways that your insurance company may value your personal property, at Actual Cash Value or at Replacement Cost. To decide which is best for you: First, you need to understand how each is calculated, and second, you need to decide if the extra [...]
Hurricanes are massive storms that form over warm sea waters and move toward land. Potential dangers from hurricanes include powerful winds, heavy rainfall, storm surges, coastal and inland flooding, rip currents, tornadoes, and landslides. The Atlantic hurricane […]
New art purchases bring in a sudden feeling of protectiveness. Just as exhilarating and new as this experience can be, it is also brings in the challenge to store your art and protect it from getting deteriorated over time. Protecting your art will help avoid unexpected and unwanted surprises, like warping and material degradation, authenticity [...]
The days of creating home inventory checklists for keeping constant track of your valuable belongings are certainly gone. Most people opt for online home inventory management systems these days because of their inherent convenient, secure, and flexible nature. Such software proves to be of great value in case of emergencies and unexpected calamities. They allow the users to file insurance claims easily in case of damage to assets. Having an adaptable home inventory system makes it easy to stay prepared for natural disasters. […]
DO YOU SOMETIMES FEEL OVERWHELMED with more scheduled tasks than you can keep organized? Keeping up with your family, business and/or personal affairs can be a big undertaking in today’s busy lifestyle. Due dates for warranties, taxes, home and auto maintenance, home and auto insurance policies, plus various appointments leave most of us fearful we [...]
Now that you have finally managed to acquire artwork for your collection, your work as an art collector has just gotten started. An enormous amount of time and effort can go into managing an art collection, unless you take advantage of some tools available today that make it fast and easy. Whether you are collecting [...]
The satisfaction that you get when a visitor compliments your extensive collection of art is unmatched to any other. Not even the first sip of morning coffee or the taste of a fine wine in the evening can bring you the joy that a simple statement of praise for your choice in art can. Your [...]
Have you ever considered what might happen if you are faced with a major loss from a disaster or theft? Even if you think you can use your excellent mental capability to remember each and every destroyed or lost item to file a claim, the chances are highly unlikely. It’s not as easy as many [...]
Put yourself under a magnifying glass. Would you be able to make a complete list of everything in your home from memory, without going room by room? Yes, everything included in your personal property to include: Furniture, jewelry, tools, collectibles, documents, photos, and videos? A large portion of us would honestly answer "no", which is [...]
The mantra from financial advisors, property professionals, and FEMA is “Be Prepared”. It is a well-established fact that organizing and keeping your Home Inventory and Estate Planning documents handy can keep you prepared and ready for any impending calamity or unexpected emergency. Yet, paper Home Inventories and Estate Documents are often destroyed in the disaster [...]